6 easy steps to remove inaccuracies from your credit reports and achieve higher FICO® credit scores
Navigating the process for disputing the accuracy of your credit reports is an overwhelming task. The good news is, as a client of Bradley Ross Law, your part is easy.
We have thousands of satisfied clients who follow these six easy steps to dispute the accuracy of their credit reports. This can mean higher FICO scores and the opportunity to get the low-interest credit you need.
1. Sign up for the services of Bradley Ross Law
2. Mail each credit report to us upon receipt.
Do not wait for all three reports to arrive. Send each one by first-class mail as soon as you receive it. We need your reports to begin the dispute process. For your protection we do not accept credit reports via facsimile. We accept only original credit reports from each of the three national credit reporting agencies (Equifax®, Experian®, and TransUnion™). We're sorry, we cannot accept internet generated reports, in-file reports, merged reports, reports from lenders, or tri-bureaus.
3. Use CaseValet™,
to instruct us which questionable credit items (items that are inaccurate, incomplete, misleading, unverifiable, or outdated) to dispute on your credit reports and the basis for each dispute. It should take you less than 10 minutes to set up your CaseValet. It's very simple and user-friendly. And, if you ever have any questions or need help, simply call a legal assistant and he or she will guide you through the process. This must be done before we can continue working on your case.4. Mail all correspondence from each credit reporting agency to us.
In response to our dispute letters, you should begin to receive correspondence from each of the credit reporting agencies within 60 days. Do not wait for all three agencies to respond to you. Send any correspondence to us as soon as you receive it. Mailing labels with our address are provided in the front pocket of this folder for your convenience. If you do not receive correspondence from each credit reporting agency within 60 days, contact a legal assistant. This will expedite the progress on your case.